Create a law requiring all health insurance companies providing prescription drug coverage to cover all medications prescribed by a licensed medical professional. As long as medications are prescribed for a purpose the drug is listed for, it should be covered by insurance. Insurance should be allowed to request sub of an alternate/generic with approval by the patients medical prescriber.
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This could only work if there are limits on the amount that drug companies can charge for specific medications. Otherwise it will bankrupt the health insurance industry and we’ll all end up in “government health care”.