To stop the cycle of debt before it ever starts, mandatory classes for students should be implemented in grades 10 to 12 beginning with teaching the benefits of savings, household budgeting, and avoiding credit card debt, graduating in grade 12 to instruction on mortgages, investments and entrepreneurial skills, to start teens on the road to financial success. These classes should be taught by professionals to ensure sound principles. Secondly, teach basic historical accuracy about this nation and others, learning the world map, cursive writing, the clock face, timetables memorization and other skills that have been lost to a failing educational system. Bring back intelligence.
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