One of the most egregious examples of mis-placed power is when health insurance companies prevent individuals from purchasing services directly from health providers when they’re not covered by the insurer. I’ve actually had this happen several times where I was willing to buy either a prescribed medicine or a medical service that was denied by the insurer (despite being prescribed by our Drs) and the provider told me they couldn’t allow me to pay myself given their contract with the insurer.
In what world should an insurance company block an individual from buying medicine or medical services? This needs to end immediately.