People suing and insurance companies just paying an amount out and then raising premiums is killing small business. It’s legal extortion. We need to move to a loser pays system to stop this abuse and make it worth insurance companies to fight this scam and control premium increases. This will help everyone as each time a company is scammed their costs of goods is raised to cover that scam.
It is killing doctors, clinics, hospitals and patient care too. Doctors are so worried about lawsuits that they run unnecessary tests and have to fill out endless paperwork in case someone sues them. Less time with patients as people and more time covering their backsides. Tort reform needs to address all the legal aspects of our health care system- including insurance, reasonable recompense, consequences for filing false lawsuits, unfair judgements, increased pricing and the imbalance of payer prices (prices for insurance, medicare, medicaid and individual patients).
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