Auto Insurance Companies should have to refund at least half of your payments every year if you dont have a wreck. The amt of money they have charged me for a “just in case” senario has been exponentially more than what they spent fixing my car the 1 time I had a wreck in the last 20 yrs. I could literally buy a house with what they have got from me with 0 return over the years. If they refund half, they still get the other half free and clear so its not like they’ll make 0.
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I agree that we should get some kind of refund. Last year we had 0 claims on home and auto and they increased our rates to the point we had to look elsewhere for insurance.
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