Insurance refund

Economy
1

I believe everyone of legal age has had to pay for some type of insurance at one point or another. I also believe that most of us have had to make use of it at some point in life. I have also have been told that’s not covered by the policy so we’re not paying you. When you pay someone for 10, 20, 30, or 40 years fo just in case, and then just in case happens, now they refuse to pay because it’s not covered. Now days it’s mandatory to have insurance on cars and homes, most people have it for health as well. It’s like pulling teeth to get the money to fix whatever issue you need fixed, so I propose a bill that when any insurance agencies refuse to pay for the emergency that you’re having you get a full refund of all the money you’ve ever paid them.