I wanted to see if there is a policy to help the middle class with medication to be covered before deductible. Every year my deductible has been 3000 and 4000 total out of pocket until 2024. My deductible is now double to 4000 and 8000 out of pocket with the same plan I have had for over 8 years. I was just diagnosed with diabetes and have had to go a month if not more without my diabetes medication because it cost 1300 a month and my insurance won’t cover it until I hit my 4000. I have asked the doctor to change the medication but he said this is the best one for me. This same isssue has effect my son who has been on ADHD medication for years which would run me 338 roughly in January until the deductible is met. This is on medication that cannot be missed but we have been forced to pay the higher price or go without the medication on something that you really shouldn’t be forced to miss. We need a policy that helps the middle class on prescription drugs like heart medication, diabetes medication and stimulant medication drugs before deductible I feel like that kind of medication shouldn’t be so high when it’s a need and not a want. Drugs shouldn’t be included in the deductible.
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