Can we create a 10 year rule that if you are paying insurance and you have not filed a claim in 10 years, you get 80% of your money back and you start fresh on the 11th year many of us are forced into home insurance, vehicle insurance that we have to have, but we never file a claim, the country is asking as we are forced I think there should be some reward back into our pockets if we are not out here filing claims
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You are reinforcing my perception that most people here do not actually understand how insurance works or what the purpose of insurance actually is.