Healthcare Reform To Replace Obamacare

[TexasWoman (Asha Guevara)]

I have been in Healthcare for 24 year’s on the insurance side. Obamacare is the BIGGEST Failure ever. I recommend getting with all CEO’s of the commercial insurance companies and first resolve these costs. The deductibles and out of pockets are too high especially for families. Imagine having to have to pay $600-$1,000 up front for imaging or bloodwork due to the High Deductibles. My take on this should be $125-$200 a month policy payments with a deductible max of $500-$1,000 for single people and pre-existing conditions apply to all policies. This is for people who dont have an employer insurance option or are self-employed. For familes the monthly policy should cost $300-$500 with a deductible max of $1500-$2,000. Again this is where they are self-employed or don’t have employer insurance. Pre-existing conditions should also apply. The out of pocket maximums should be taken completely away. Think back to the early 90’s the deductibles were $500 and co-pays were $5.00-$15.00. The insurance companies have made too much money from the American people they can afford to come down on their premiums. Also for our Seniors who have Medicare replacement policies those should all be free no matter what insurance company. Children with disabilities insurance should be free for the children as well. Parents raising children with disabilities not only have to worry about working, keeping a roof over their head along with all household bills is a struggle. Disability checks dont cover all the expenses.