The World Economic Forum wants us to own nothing and be happy, live in overpriced apartments in 15-minute cities, and eat highly processed GMO Food. This policy is designed to empower homeownership and entrepreneurial participation in local economies, help US Citizens afford single-family homes in small communities, and end food deserts by empowering local homeowners to participate in the organic food supply.
The funding for the program is written into it; mostly a participation tax – levied at the point of sale (DTC or wholesale) on people buying the organic produce – and a small real estate tax (with the exact amount decided state by state) that incentivizes the growth of rural America while getting the country healthy.
The premise is simple – make homeownership possible for all responsible people with consistent income while turning participants into backyard farmers and decentralizing our food supply with quality organic food. This will be done by establishing a homeownership program in rural communities that requires participants to run backyard farms and supply food to at least two farmer’s markets (a local one and another in a nearby city) to continue receiving the program’s benefits.
Benefits include:
• Downpayment assistance for homebuyers willing to participate and capping mortgage payments to a percentage of local income, which fights inflation by limiting people’s largest expense (housing)
• Extensive guidance and support to becoming an organic farmer
• Access to a network of local suppliers and servicers that facilitate your success
• A quality assurance system that guarantees consumers a good end product
• Incentivizing the nuclear family by making it more feasible to have one stay-at-home parent since mortgage payments are capped in the program, and a stay-at-home parent will be able to help the home farm run more efficiently
• Building rural America, diversifying the economy, and giving people a higher quality of life and more spacious homes in tight-knit communities
• Getting the country healthy, reducing spending on Healthcare
The program will be rolled out in a decentralized way that allows states to decide how to weigh their local taxes with financial assistance for home farms, who staff the positions required for the program to function, customized local regulations dependent on local conditions (within certain guidelines), and diversify local economies across the country. The nationwide effort will unleash a boom of supporting industries to supply the organic farm products/supplies and transportation services required to facilitate the growing number of organic home farms.
Stop the Private Equity Takeover
• Taxing hedge funds and investment firms investing directly and indirectly in residential property at punitive, exorbitant rates on their overall firm profits to prevent them from ever owning farms or venturing into the residential property industry
• If a hedge fund or investment firm is found to be invested in any farm or residential property, even if it’s through masked shell companies, a 72% tax on their firm’s overall income would be applied (and they would be forced to sell the property in 60 days after the tax is assessed) – the proceeds of which would be invested directly into the program, given equally across states to be distributed how states see fit in the program (whether that’s incentivizing more homeownership, or being directly used to lower prices for consumers and to fight inflation)
Blockchain Powered Logistics & Quality Assurance
• Utilize technology to lower costs and hold producers accountable to ensure all produce is traceable, prevent price gouging, and ensure collected revenue is used as promised, with population level and government level transparency into spending and program revenue to prevent corruption, and to track delinquency rates, including how different communities perform/contribute
Increase Homeownership
• Incentivized housing – credit-based & needs-based help on the downpayment and mortgage payments capped to a percentage of your income if you agree to use the land and participate in regenerative agriculture supplying a local organic farmers market, and one in a major city close to you.
Increase Food Quality
• The program facilitates access to supply both a local organic farmers market in the community and a nearby market in a major city with a delivery system
Grow Rural America
• Used to incentivize homeownership outside major cities to reduce demand (lowering price) for inner city housing and to encourage the growth of small communities outside metro areas to supply them with fresh food, creating a local market (within the community) and bigger market for the produce
Educated Business Owners and Consumers
• Free education on different kinds of crops and how to grow them while using online platforms to educate the population about how nutrition impacts different parts of our health
Diversify Local Economies
• Partnerships with local businesses providing organic farming supplies (i.e. farm animal waste for fertilizer and natural solutions for pesticides)
Hold People Accountable
• Legally declare your crops and recognize that a failure to produce over a certain time period means you are responsible for paying the full cost of the mortgage (and a fee for not sticking with the program), or you are free to stop once the house is fully paid off if you want
• Crippling penalties on program participants for using banned pesticides or fertilizer, including program expulsion for repeat offenders and forced sale of the property to people willing to participate
Self-Sustaining Self-Determination
• Flat tax collected at designated farmer’s market locations or on wholesale transactions that finance produce regulation and mortgage/downpayment subsidies
• A small real estate tax (charged on all homes except those in the program) decided by states based on local housing markets and income (with recommended government guidelines) funding any remaining costs the flat tax doesn’t cover
Help Participants of All Income Levels
• Applications matched up with appropriate housing markets to match their budget – those with higher budgets will be able to afford more in-demand locations, and it may be easier for extended families and pre-existing friend circles to build small communities together
• The amount of assistance you are given is dependent on your income, skills, and savings – higher incomes from more skilled citizens receive less help (unless they agree to accept responsibility for larger numbers of crops on greater areas of land)
Love where your head’s at - and excellent detail!
