I am not sure if there is a way but these auto and home insurance carriers are screwing us left and right. I have been accident free for 30 years but my rates keep going up and up. I’ve paid more into insurance premiums than what my 1974 and 2000 trucks have ever been worth.
There has got to be a way to help us from keeping paying these astronomical monthly fees. Something like, once you pay as much into the policy as the car is worth you’re done until you get a new car or something along those lines. Or have a lifetime account where you bank some of the premium similar to the life insurance policy where you reach a point where the value is equal.