Overhaul the Credit System!!! Renters are paying double the cost of a mortgage payment in RENT! If we can afford these high monthly rental rates every single month, we can afford a mortgage rate of the same amount or less! STOP DISCRIMINATING AGAINST CREDIT SCORES!!! Mortgage payments and rental payments should be the ONLY history required for a place to live!!!
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We need to make buying homes more simple. Credit score should not be a determining factor.