require insurance companies to standardize wildfire risk assessment with full clarity of how the score is established. currently no information is shared by the insurance companies how a home is assessed for wildfire. a score is given and the homeowner is stuck with it with no explanation.
wildfires started by the electric utility will be the sole responsibility of the utility. meaning, just because the utility engages in breakdown maintenance and starts a catastrophic wildfire does not mean i get a higher wildfire score. the utility has chosen to engage in breakdown maintenance for the gain of its shareholders. i do not profit from breakdown maintenance, yet i get to pay for the utility negligence with sky rocketing insurance premiums from catastrophic wildfires. which is why the wildfire assessment score should not include wildfires started by the electric utility or any utility owned equipment or devices.
any government wildfire maps will not be used for the purpose of wildfire risk assessment. a majority of all catastrophic wildfires in california are started by utility companies.
any increased premiums by insurance companies for increased wildfire risk score will include a full description of how the score is not impacted by catastrophic wildfire caused by utilitys, with historical maps.
any insurance company who is not able to compete in the homeowners insurance market of california for increased losses will be compensated for said losses by the electric utility, enabling competition and placing financial responsibility on the correct party .
My thought on helping prevent them is under brush control. The most natural way to control that is goats. I grew up on a farm. If you add spayed /neutered goats to the area and allow them to graze naturally they will eat three to six pounds of underbrush a day per goat. They will die off within 10 to 15 years. They are excellent climbers so they can get places people can’t. Putting them in California and places that have regular wildfires could be a benefit to the environment. The cost of a program to release a control number of goats that have been spayed and neutered would be significantly lower than just one fire. Supplying water dumps over the region where the goats are could be handled by the same means that they dump water over fires. So they can do it on a regular interval. They can track progress of the goats by adding chips to them. That would give them also an idea of where to dump water for them. Something needs to be done! We’re losing too much land to wildfires each year.
excellent. like this much more than the controlled burns. in my area, they have been staging the burned trees on huge lots. then chipping into mulch. get angered when i see all that potential lumber getting chipped into itsy bitsy pieces. with all the cries for housing, california government is a huge stumbling block for the homeless or even new home buyers. not to mention the environmental impact of prematurely releasing the stored energy in trees by industrial means. heard all the really choice trees were sold to china. thinking these wildfires are a huge moneymaker for the state. again to promote poverty.