Student loan repayment

I believe all student loans should be repaid. Let’s make the interest rate 0-1.5%. The greater amount of the loan the higher interest rate but no higher then 1.5%. Higher education is a privilege and supposedly the career you get is supposed to be a return on investment.

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Colleges and universities should issue their own student loans magnifying the responsibility to provide an employable education and furthering the responsibilities of the office that helps students get jobs.

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If interest doesn’t at least match inflation then if it’s a federal loan, I’m paying for it. I’m not cool with that.

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Or at a minimum maintain a rate below 5.0% annually. There must be some incentive to repay loans but not bankrupt folks in the process and ensure that personal bankruptcy does not eliminate student loans.