Social Security reform- Remove from government

Social Security Reform - Take it out of Government hands!
Create a SS ETF that cannot be accessed until retirement age of 65. This will give lifetime interest to your retirement and offer more monies to live off. That money account should also go to a beneficiary of your choosing NOT the government to spend at will giving your hard earned money to someone who didn’t earn it.
Social Security disability fund can be taken by a minimal percentage such as .01% from paychecks to the same account. Our earned money goes to our future needs.

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