retirement benefits reform - military and fed are 20 years, but outside of that its 25+ year at one company / agency, should not have to wait until age 65 to receive retirement benefits.
If you’ve worked under two retirement systems , and are eligible to collect both. Why is this not allowed in certain states. Ohio only allows an individual to only retire fully under one system even though you worked under the state retirement system, as well as Social Security and have worked the years to receive both. You should be able to collect both.