Allow all taxpayers to contribute and benefit from Health Savings Plans by removing the high deductible requirement.
We know that medical bills, especially later in life, can be a huge burden on taxpayers. HSA are fantastic vehicles but two of the largest populations are exempt from using them - Military (active and retired) and taxpayers over 65 that qualify for Medicare.
Allow all taxpayers to utilize HSA plans and not just high deductible plan holders. Reward those who save towards future medical bills and incentive all taxpayers to save towards future medical expenditures by opening up the qualifications for HSA plans to remove high deductible plans as a requirement for participation.