The home mortgage industry has been effectively stealing from American home owners for many decades. Most loans being offered over the last few decades have been based on fraud. Besides any personal loans by family or friends, the so-called “loan” being offered by various companies or institutions is not an actualy loan of any kind.
The companies violate the law in claiming to be able to “loan” someone the money for a property, but, in fact, do not actually engage in any real exchange of real money or assets, called “consideration.”
They merely do some book entry manipulation, and use the applicant’s own signature to actually “create” the money out of nothing (What the Federal Reserve system does to all America routinely), and then charge YOU interest for this book entry, never having actually loaned you any tangible “consideration” which every financial exchange MUST have to be valid and lawful.
In doing this, Americans have been defrauded out of trillions of dollars of interest, which investors love to invest in. The original Deed of Trust and Title in most cases have disappeared through multiple sales to other “service providers” who also make money in the scam, and the alleged “owners” of the note can no longer actually prove they are the “holders in due course” of the actual physical Title and Deed of Trust.
This means if the original Title and Deed are missing in some bundled package with other documents that NO ONE knows where they are, ANYONE who would happen to discover the real Deed and Title could, at ANY time in the future, claim ANYONE’S property as theirs because THEY have the actual proof of ownership, EVEN if the real owner doesn’t owe any money on the property.
This is a seriouys breach of fiduciary duty by those claiming to own your note. This is challengable in court should they try to foreclose, and anyone can do a “Qualified Written Request” (QWR) to their mortgage company/service provider and begin the challenge to their potential fraud.
This is a very provable scam, and most documentation available (or lack thereof) is readily at hand to demonstrate this financial fraud by most mortgage holders.
Many Americans have been unconscionably foreclosed upon under these fraudulent loan conditions, losing their homes and farms under criminal circumstances while many companies and individuals make a LOT of money.
Go to Document and scroll down to “Foreclosure Response Packages” and begin your research, and pass on to government officials and others to help stop this crime.
Trump, Elon Musk and Robert Kennedy should establish a “Department of Mortgage Loan Financial Auditing” or something similar to help millions of Americans keep their property and get out from under fraudulent loans.