I write Medicare insurances,. It’s so complicated and it’s more and more expensive each year. Advantage plans are so complex and change each year. Supplements are very expensive as you age. Drug plans change each year. Who wants to change every year when all are so complex and seniors have to constantly check to assure their coverage fits their needs, drugs and budget! Seniors are targeted by telemarketers who do not explain anything well. It’s a mess really. Should be easy when we are in our senior years. It’s far from it.