Medical care refund

Health
1

Within the healthcare system, a significant number of female patients experience misdiagnosis, underdiagnosis, or lack of treatment for their medical conditions, leading to severe long-term consequences and even fatalities.

It is not uncommon for doctors to make biased and hasty judgments, particularly against women. This creates an unwelcoming environment for individuals seeking medical care, leading to avoidance due to fear of humiliation and embarrassment. Additionally, not all patients possess the linguistic skills to effectively communicate their feelings or have the confidence to advocate for themselves.

Furthermore, the high cost of medical care poses a significant challenge. Repeated visits to obtain multiple opinions result in unnecessary medical debt. Specialist consultations are often prohibitively expensive, especially for middle- and low-income individuals who cannot afford the out-of-pocket expenses upfront.

It is with this in mind that I propose a new initiative to empower American citizens to seek financial reimbursement from healthcare providers who fail to adequately assess, diagnose, and address potentially life-threatening medical conditions. It is unjust for healthcare facilities and medical professionals to allocate a mere 30 minutes or less to a patient’s consultation, resulting in cursory examinations and generic responses that fail to address their concerns effectively.

Healthcare facilities should be prohibited from allocating time limits on doctors.

It is imperative that healthcare institutions and medical professionals adopt a systematic approach to enhance diagnostic accuracy and eliminate bias in patient care.

Medical care, while costly, is indispensable for the prevention of chronic ailments.

The implementation of incentives for individual doctors could potentially yield beneficial outcomes, particularly for those who actively engage with their patients and successfully facilitate positive transformations in their patients’ health habits.

Financial reimbursement for all patient out-of-pocket expenses, as well as for insurance claims billed to the patient’s health insurance.

https://thehill.com/policy/healthcare/4890390-pain-treatment-disparities-women/#:~:text=Women%20in%20pain%20are%20left,are%20dismissed%20or%20downplayed%20by

2

This is 100% on the insurance companies for denials of claims and down coding of claims due to sophisticated charts plotting health care professionals against each other in a game of medical “name that tune”, with reference to the old t.v. show, with several hosts. During my youth, Tom Kennedy was the host and Kathy Lee Johnson (later Kathy Lee Gifford) would sing the songs. There is this resultant push to make encounters as quick as possible. It then trickles down from hospitals and health care systems. The recent response to this is more PCPs going concierge, making it less affordable for those who cannot pay. Reform the insurance companies and the problem will go away. They would ultimately spend out less money due to more time spent on a lesser amount of claims. This issue exists for all people, regardless of race, sex or gender.

3

Are there no treatment disparities between males and females?

I have encountered physicians who prematurely disregarded my medical concerns. For instance, approximately one month after giving birth, I visited the hospital four times due to persistent, severe heartburn, vomiting, and an upset stomach. Despite my symptoms, I was sent home on the first two visits under the assumption that I was seeking drugs. On the third visit, I was subjected to an excruciatingly painful enema while still recovering from a cesarean section. It was only on the fourth visit that my gallstones were identified, necessitating the removal of my gallbladder.

Tragically, a family friend passed away after collapsing at the entrance of a hospital she had repeatedly visited for assistance. Despite her repeated attempts to seek help, she was dismissed, and her serious infection ultimately claimed her life.

These incidents highlight the numerous issues and systemic problems that many individuals face within the healthcare system.

Reference:
https://thehill.com/policy/healthcare/4890390-pain-treatment-disparities-women/#:~:text=Women%20in%20pain%20are%20left,are%20dismissed%20or%20downplayed%20by

4

Could you please elaborate on the potential connection between hasty judgments, biases, or neglect exhibited by healthcare professionals and their impact on insurance claims?

5

No.