I give the following to Robert Kennedy Jr., the Trump administration, and Policies for the People, as I believe it might not have been suggested as an idea yet and I have done some thought on this.
First please let me say we all need health care and we all pay the TOTAL cost of Americas health care in ONE WAY OR ANOTHER.
Our present "system is" not a system at all. It's a haphazard conglomeration of ways of running spending thru unneeded middlemen.
We shortsightedly added layer upon layer of government bureaucracies like Medicare and Medicaid, Obamacare, Veterans Care, Government clinics, Uninsured subsidies to Hospitals, etc. We pay huge amounts for Federal, State, and Local government employees
healthcare premiums from tax money.
Private and business workplace coverage is forced to run thru " for profit " insurance companies. Fee for service insurance (original Medicare) has a 30% rate of waste, fraud and abuse.
The big picture is that 50% of total spending goes to unnecessary or wasteful spending on middlemen and paperwork that does not go to the actual service providers of our health care.
By eliminating this morass of spending on middleman government programs and middleman insurance companies we can achieve a 90% efficiency rate and have a much better health care system for everyone plus do it for much less total spending.
A streamlining of financing and spending straight from the patient to the provider is accomplished by adding the following three sentences to the federal income tax form for individuals and business’s.
" Calculate .07% of your taxable income or business profit. This is your Health Care Tax. This goes to your States Health Care Marketplace Fund and assures you of health care coverage from your pick of participating HMO providers from your State Health Care Fund for the year."
All other government and private business health care spending and financing would be unneeded.
Ending all government health care spending would abolish the need for Medicare and the Medicare tax, that coupled with a mandatory 5% Federal income tax cut would equal out to be a revenue neutral 7% Health Care Tax.
Removing government health care spending from the “federal budget” would greatly reduce all future federal deficits from happening by taking away the uncontrollable health care inflation costs from future budgets. It would also very importantly put health care spending on a finite amount.
The income tax filing is a simple, very low cost method, already used by everyone, every year. Every ones cost could be figured in minutes.
Nothing could be fairer and more affordable than a tax based on income or profit.
It returns “Personal Responsibility” to health care again and is Universal.
For business, basing the tax on “profit and not payroll” would add an incentive to hiring and employment and lifelong employee company retirement by removing the cost of health care from a companies “Per employee cost”. Business hiring and retirement would increase.
Also for employers and employees, by removing the “inflation of health care costs” from employers costs, it would remove employee wage stagnation and consumer product price inflation from the economy.
It solves the financing and management of health care in the most efficient way possible by using the the yearly tax filing with the IRS for practically nothing (-1%) for the financing, then to using State Marketplaces (3%) and nonprofit HMOs (7%) for the management methods.
The State Marketplaces would be a low cost way to calculate and disperse the money to the HMOs . An alliance of taxpayers, a huge pooling together of consumers to manage the yearly selection of their health care provider. A marketplace of choice for the consumers.
The HMOs would be a pooling together of local providers into nonprofit HMO groups with the incentive to provide care efficiently and effectively to be rewarded with patient reenrollment. Health care would improve every year.
Since the elimination of all STATE government spending on health care would result in huge savings to the states, a State Catastrophic Insurance Benefit Fund would be mandated to provide HMOs with “financial security and stability” and create a simple, affordable health care HMO plan.
I think that a 7% Tariff Tax on imported goods would be fair to Americans to return the health care tax money being lost to foreign business.
Imagine how great America would be if we could do something like this.