you should be able to collect your spouses SS if they pass. The state should not be able to keep their money. Maybe do a lump some payout if they pass
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I strongly believe in allowing the spouse to receive the their partners higher benefits. They worked hard for their money. Respect for our elders.
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Upon a spouse passing the full monthly payment or a one-time lump sum payment should be made to the legal, living spouse. If this had been savings in a bank, the bank would not take half if a spoused passed. What is with the government only paying out a portion of the benefits? Seniors struggle due to the low rate of return for their years of paying into the account, taxes on the money, the high age of retirement and last the reduction of benefits if a spouse passes. Also, we need the system to be audited intensely for false, fraud and abuse.