Interest Free Student Loans

[moderate (Moderate Independent)]

Federal student loans would be issued solely by the government, excluding private banks to ensure that higher education remains accessible and affordable without unnecessary financial strain. With a 0% interest rate on student loans, borrowers would repay only the original amount, avoiding the compounding interest that often extends debt repayment for years. Payments would align with borrowers’ income levels simplifying the process. This policy supports financial stability for graduates while promoting a manageable, transparent repayment system.