POST MAUIFIRES and Insurance hikes. Many insurance companies stopped offering home owners insuracn but are still allowed to offer other coverage in Hawaii.
New POLICY: if any insurance company choses to sell in said state offering car/rental/personal insurance said insurance company must also offering dwelling and structural insurance policies.
Insurance companies shall not be allowed to only offer coverage in areas where they will avoid financial loss due to payouts. That creates an investment firm not an insurance company. Policies must be changed in this area across the US.