Business Insurance is through the roof already, and then they audit you for the year before and require you to pay MORE based on what your sales were! EVEN if you did not have a claim! THAT IS THEFT.
On top of that, here is my experience this year: I was expecting the audit. They did not give a deadline to get the information to them by. I asked what it was and they said it was already past due!! I was also told that if I did not respond they would charge double and send it to collections.
Excuse me but I already paid the insurance premium in full and had zero claims. Anything beyond that is theft.
INSURANCE COMPANIES SHOULD ALL BE NON-PROFIT. Otherwise they will corrupt.