I appreciate the time, effort, and thought you put into this proposal.
But my political philosophy comes down to “what does the Constitution say about this?” My conclusion is that, while the problems you cite are real, the cause of most of those problems was the government doing things it’s not permitted to do under the short list of enumerated powers in Article 1 Section 8.
I do not believe that the solution to those problems is more government programs doing things that exceed the federal government’s charter, as described in Article 1. Eliminating all federal government programs that aren’t tied to specific enumerated powers is my preferred solution.
Eliminate the root cause, and many of our current problems would disappear very quickly.