Consumption Tax to replace plethora of taxes now

Replace income, property, capital gains, and similar taxes on money earned actively or passively - and on real property - with a national sales tax. It will serve two purposes.

First, it will encourage saving. Individuals will be able to save dollar-for-dollar earned, and become better stewards of their money. It will also assist banks where savings balances are loaned in multiples, bringing economic growth.

Second, if revenue gathered through the tax code is simplified, it will help individuals understand the spending habits of government better. Coupled with a rededication to fiscal responsibility at the federal level, a simpler tax code will make it immediately obvious that the government is spending more than they should - the national sales tax goes up, people will respond at the voting booth. If it goes down, we all know that we’re on the right track. At present, we have little insight into government spending because of conflicting media reports and the deeply byzantine spending and revenue avenues.

Most states have a sales tax, and much can be emulated from them.

Exclude necessities from the tax. Food. Clothing where the cost per item is under, e.g., $200. This approach will ensure that the tax is not regressive.

A national sales tax will also be more efficient in collecting monies earned, for example, through criminal activities. At present, such undeclared income is not taxed (obviously) when received. And if the person goes to a non-sales-tax state such as NH, they can spend it without any state-level sales tax. A national sales tax would not stop criminal proceeds, but it would collect a portion when spent.

It would also catch monies earned and subsequently spent where the earnings are presently under the table. The govt’s present approach is to intrude on our privacy by tracking all transactions $600 or more.

A national sales tax would also remove the need for individuals to file annual tax returns, saving (one estimate for national average) 13 hours + $240 to file one return.

It is more realistic to approach tax issues incrementally. Support the policy linked here for a good start:
https://forum.policiesforpeople.com/t/end-federal-income-tax-in-favor-of-a-national-sales-tax/

A couple of additions to consider…

  1. use barcode info to set different tax rates on different type products. Rates on necessities can be low (or zero) while those on luxuries can be high. Food could average 5% while jewelry might be 50%. Differences can even be made within a product catagory (the
    rate on hamberger cound be 1% while that on lobster could be 50%).

  2. Tax all services like products and vary the rate the same as on products. Plumbing work might be 5% while custom tailoring could be 50%.

  3. Treat installment payments as partial purchases. Since the payment represents partial ownership its rate depends on the product type. The interest is a service associated with that product and its rate also depends on the product type.

  4. Provide each individual a monthly rebate based on the minimum cost of living for that individual’s situation. For example, a single 35 year old male living in New York might need $5000 to cover minimal monthly expenses while a 5 year old member of a single earner household in Bug Tussle, Texas (yes, its a real place) might only need $500. Since the federal minimum is based on a breakdown of products, services, and other factors (location, household, dependants, etc.) an estimate of the average tax paid each month can be calculated.

Those who choose to provide the info needed to determine their minimum monthly tax could be sent a monthly check for that amount. This way there will be no net tax on those whose income is less than their cost of living.

The idea is to tax the lifestyle rather than the income. High rollers pay high taxes. Those who have less to live on will pay lower taxes.

** Caveats**
Obviously lots of details to be worked out, systems to be implemented, and data to be gathered and analyzed… but nothing near the magnitude as that of the currant IRS morass!