DRSE
December 11, 2024, 2:53pm
15
There are a lot of issues with the Insurance Industry. Giving them more power to deny the care that people need is not the answer. If you incorporate addressing all the issues with the Insurance Corporations then I think it may be more viable. But as the Insurance Industry stands today they are harmful to patient care. Therefore, I wouldn’t support giving them more control of patient care.
There should be a review of how Insurance Companies are denying claims.
This should include how the decision was made and who made it. What was the education and qualification of the person or people who denied it? Did they have the same level of education as the Provider? That includes if the Provider is Alternative Care they cannot be reviewed by an MD who is not trained in Alternative Care. It must be equivalent in decision making. If it was how did the Provider come to the conclusion exa…
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Insurance Corporations use a practice of approving claims for a number of patients then months later coming back and saying oops we don’t approve that claim give us the money back. These are very large sums of money such as $25,000 or $50.000. This puts an enormous financial harship on providers who own small clinics and even puts some out of business. If they approve a claim in the first place how is it suddenly not approved? It’s because they want to keep more money. It has nothing to do wi…
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Doctors should determine treatment and care. Insurance companies should never determine medical care.
Insurance companies currently determine type of care and deny care with out any training in medicine, all doctors, including alternative care, chiropractic, functional medicine doctors and nurse practitioners should determine appropriate medical treatment along with patients. that should include all natural forms of medicine, and treatment not just synthetic drugs and surgery.
Patients are c…
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There needs to be an increase in ability to spend and invest in HSA/IRA etc with the following.
Insurance Corporations invest the premiums they receive for the policies into the stock market for investors.
Instead of this profit going only to investors, the profit should go to the policy holders or beneficiary of the policy. They should be put in either an pre-tax HSA or IRA or similar financial vehicle that may be used by the individual/family to pay out of pocket and elective medical expense. It should be permitted to be used as the individual wants toward healthcare. This includes A…