CARE (Career Advancement & Retention for Essential Healthcare) Act

The aging population and the increasing demand for healthcare will significantly strain the nursing and CNA workforce over the next 20 years. Here’s how the supply of nurses and CNAs coming out of schools compares to the rising healthcare needs:

  1. Current and Projected Nursing Workforce

    • Nursing Shortages: The U.S. is already experiencing a nursing shortage. The American Nurses Association (ANA) predicts the need for an additional 1.2 million new registered nurses (RNs) by 2030 to meet demand.
    • Nursing School Graduates: While nursing schools graduate around 190,000 RNs annually, this figure is insufficient to keep pace with rising demand due to retirements, burnout, and the healthcare needs of an aging population.
    • Aging Workforce: Nearly 1 million RNs will retire by 2030, exacerbating shortages.

  2. Certified Nursing Assistants (CNAs)

    • Demand for CNAs: The U.S. Bureau of Labor Statistics (BLS) projects a 5% growth in demand for CNAs from 2022 to 2032. However, the current turnover rate for CNAs in long-term care settings is extremely high (up to 40-60%), driven by low wages, high workloads, and job stress.
    • Graduates and Retention: Many CNAs leave the profession within a few years due to burnout and limited career progression. CNA programs produce roughly 85,000 graduates per year, but retention is a challenge.

  3. Impact on Healthcare:

    • Increased Demand for Long-Term Care: The growing number of older adults needing skilled nursing and personal care will outpace the supply of nurses and CNAs. By 2030, more than 50% of older adults will require some form of long-term care during their lives. This will lead to longer wait times, reduced quality of care, and more burnout among healthcare providers.
    • Workforce Gap: If current trends continue, there will be a shortfall of about 510,000 CNAs and 200,000 RNs by 2030, with the gap widening as the population ages.
    • Burnout and Turnover: Due to increasing workloads and inadequate staffing, many nurses and CNAs may leave the profession, exacerbating the shortage. Turnover rates in skilled nursing facilities are already high, which can further reduce the quality of care.

  4. Solutions and Challenges:

    • Educational Capacity: Nursing and CNA programs are limited by a shortage of educators. 80,000+ qualified applicants were turned away from U.S. nursing schools in 2021 due to faculty shortages.
    • Retention Strategies: To meet future demand, healthcare systems will need to invest in incentives (higher pay, career progression, mental health support) to retain nurses and CNAs. Programs for upskilling CNAs to higher-level roles (like LPNs or RNs) might also help bridge some of the gap.

The imbalance between healthcare demand and workforce supply poses a critical challenge for the future of healthcare. Addressing these gaps will require substantial investments in education, workplace conditions, and long-term workforce planning.
To address the growing shortage of CNAs and nurses, the federal government could play a significant role in incentivizing individuals to enter and stay in the healthcare workforce by offering a variety of school loan relief and grant programs. Here’s how these initiatives could help:

  1. Loan Forgiveness Programs

    • Public Service Loan Forgiveness (PSLF): Expanding and streamlining PSLF to include more nurses and CNAs working in underserved or long-term care settings would be a powerful incentive. Under the current PSLF program, healthcare professionals can have their remaining federal student loans forgiven after 10 years of service, but this could be enhanced with:
    • Broader Eligibility: Including CNAs who work in long-term care facilities or rural areas, not just those with advanced nursing degrees.
    • Accelerated Forgiveness: Offering forgiveness after 5-7 years of service for nurses and CNAs in high-need areas (e.g., skilled nursing facilities, rural healthcare).
    • NURSE Corps Loan Repayment Program: This program offers up to 85% loan repayment for RNs, APRNs, and nurse faculty working in critical shortage facilities. Expanding this to include more CNAs, especially those in long-term care, and increasing funding could help retain healthcare workers where they are needed most.

  2. Grants and Scholarships

    • Tuition Assistance for CNAs and Nurses: The federal government could provide grants to cover a significant portion of the tuition costs for CNA and nursing programs, especially for students committing to work in high-demand fields like geriatrics, skilled nursing, and home health care.
    • Federal Health Workforce Grants: Increasing the allocation of grants for students pursuing CNA or nursing degrees, with special provisions for rural or underserved areas.
    • Direct Federal Grants: Offering grants of $10,000-$20,000 to students enrolling in CNA programs, with additional funding available for those committing to work in nursing homes, assisted living, or home healthcare for at least 3-5 years.
    • Workforce Training Programs: Expanding Title VIII Nursing Workforce Development Programs, which fund nursing education, could help create more opportunities for both nurses and CNAs. Special grants could also fund the expansion of training programs that upskill CNAs to become Licensed Practical Nurses (LPNs) or Registered Nurses (RNs).

  3. Tax Credits and Deductions

    • Tax Credits for Healthcare Workers: Offering tax credits or deductions to nurses and CNAs who work in long-term care, rural areas, or critical shortage facilities could boost recruitment. This could take the form of an annual $3,000-$5,000 tax credit for those in high-need positions.
    • Tuition Deduction: Allowing healthcare workers to deduct educational expenses, such as CNA or nursing program tuition, even for part-time students working toward healthcare degrees.

  4. Retention Bonuses and Incentive Payments

    • Retention Bonuses: Federal grants could be directed to healthcare facilities, enabling them to offer retention bonuses of up to $10,000 for CNAs and nurses who commit to working for a certain number of years in a high-need area.
    • National Health Service Corps Expansion: The NHSC could be expanded to include CNAs and nurses working in long-term care settings. Those committing to working in these areas could receive annual stipends or bonus payments as incentives, in addition to loan repayment options.

  5. Training and Development Grants for Employers

    • Grants for Workforce Development: The federal government could provide grants to long-term care facilities and hospitals for workforce development programs that fund the training of CNAs, RNs, and LPNs. These grants could be used to:
    • Fund internal CNA training programs that cover tuition and exam costs for new hires.
    • Offer paid apprenticeships for CNAs, providing a pathway to higher-skilled roles in nursing.
    • Subsidized Mentorship Programs: Offering federal funding for mentorship programs that pair experienced nurses with new CNAs and nurses, improving retention through support and guidance.

  6. Support for Healthcare Faculty

    • Loan Forgiveness for Nurse Educators: A major bottleneck in the nursing shortage is the lack of nursing faculty. Expanding loan forgiveness programs for nurse educators or offering full scholarships for advanced nursing degrees with the condition that graduates teach in nursing schools would help increase the number of qualified educators.
    • Federal Grants for CNA Educators: Offering similar grants for individuals willing to teach CNA programs could help increase the capacity of CNA training programs, allowing more individuals to enter the field.

Overall Impact on Healthcare:

By offering school loan relief, grants, tax credits, and other incentives, the federal government could:

•	Attract new CNAs and nurses to high-demand fields such as geriatrics, long-term care, and rural healthcare.
•	Improve retention by making these professions more financially rewarding and less burdensome in terms of debt.
•	Address the workforce gap, leading to better care for the aging population as more individuals enter and stay in these roles.

These strategies could also help mitigate burnout by providing financial security, career advancement opportunities, and more manageable workloads, ultimately improving the quality of care for patients.