Affordable Healthcare for Middle Class Healthy Individuals

This would be healthy individuals who do not have insurance coverage available to them. Their income is around 45-125k year. We should get some sort of discount due to the fact that we take no prescription medication for health related issues because we lead healthy lifestyles. Marketplace coverage runs over $400/mo for someone making $65k/year and I’m a single parent, so it’s easier to pay out of pocket then buy insurance. Our only risk is if we do have to have a major surgery or end up in the hospital due to an accident, then have to file bankruptcy just because insurance per month was so expensive. Also, we tend to do our annual exams with the doc and dental and when you reach a certain age, as a female, you have to get mammograms ever year. These can be pricy with a follow up mammogram running about $600. I just wish there was an option for us.

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annual dentals are useful, everything else rather not in healthy people.

mass mammogramm programs seem to hurt more than they help and I suspect that a lot of yearly tests are basically money making schemes.

applying serious science to this question and getting rid of all unnecessary programs should already help a bit.

as an individual, only seeking medical help if it is REALLY necessary should be the way to go.

yes, everything that is useless should get cut out. this will make necessary healthcare a lot more affordable.

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On the mammogram thing, I was thinking the same thing! I had to have my first one last year then a follow up with a sonogram and it was nothing. They expose you to radiation which gives you cancer…makes me nervous. If they can look at breast tissue with a sonogram, why can’t they just do it that way in the first place?

But yes, only medical I need is my yearly and sometimes have to go if I get a sinus infection or such. I take birth control, but that’s cheap, and only take that to control my periods. I need to get an endometrial ablation done so the period thing would be a lot better, but no insurance means I have to save for this. I know so many women that want this done, even my own PA I see, she said she wants one too.