Utilize a fast, reliable, stable coin for universal use for banks & financial institutions. By using a product like XRP or XLM, it will revolutionize financial services by decoupling from SWIFT with its long settlement timeframes and will instantly inject capital & liquidity into the marketplace.
The SEC has been a disasterous mess by negatively impacting cryptocurrency adoption, and the company they targeted the most, Ripple and their XRP token, is best poised to launch American commerce into the stratosphere. We need to level the playing field and broadly adopt XRP into payment rails.