Resetting credit scores for the last 4 years

I believe The American people have been In a financial crisis. The American people have been struggling for years because of inflation due to our money being sent to other countries. The average American person has been struggling, trying to find a way to pay their bills. And some Have reached over the 30 day mark and it has significantly impacted their credit score. Also, Experian experienced a huge data leak causing millions of people’s information to be in the hands of others. Experian is also facing a lawsuit. How can the American people trust this system? Credit scores impact our entire lives. You need it for everything but we can’t even trust that they are reporting information correctly.