Yes please!! Most of my life I couldnt work due to health issues. Once I started going to a naturalpath (at around age 43) and taking suppliments instead of main stream meds, I am 99% better now!! The problem is, all the suppliments are expensive. I spend about $1000 a month on them (or my parents do, since I cant afford it, so once they retire, which is soon, they can no longer help). If those were covered by insurance like prescriptions, they would be a lot cheaper. I worry about the day i can no longer afford them. So PLEASE include suppliments!!!
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I think the way that insurance companies work as they collect a premium yet they do not cover the services that people require. I think if you are paying for insurance you should be able to get reimbursed for holistic treatment versus treatment from standard medical care. Also, in order to get reimbursed they require you to do all these other type of testing, jumping through hoops that cost money versus going directly to the cause that the doctor believes is the issue. I think eliminating jumping through hoops would be a cost savings for the insurance companies And helping out the individual getting their medical needs fixed.
I support the Idea of having eastern medicine, holistic medicine, chiropractic medicine, massage therapy, functional medicine, hormone therapy, Red light therapy, stem cell injection, Cryotherapy, frequency therapy, Healthy lifestyle change therapy, dietitian education all a part of the healthcare umbrella. That if people choose to go to you can be partially reimbursed, Just as insurance is intended. It is for the health of the individual, so that individuals should have a choice.
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100% this would be great for my family. We are tired of being at the mercy of Big Pharmaceutical companies and doctors that go along with the narrative. We need holistic doctors in the fold so we have another choice for our health
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So, I tend to dislike the notion of Medicare for all, Medicaid, and so on.
I do love the Al a Carte concept with a basic health plan and then so many āfreeā add-ons and then additional add-ons that one pays for.
I believe if there are multiple insurance agencies they should have the same base plan and then the add-ons can vary between them. I do like the idea of the marketplace for consumers to be able to pick what will work best as their addon.
An example add on might be Gym/Community Center membership which at some level would be fully covered or partially covered based on or up to the individual insurance agency/state/local/etc. Not everyone needs or wants that addon but those that do could get it.
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One all-inclusive policy for the whole person. No more dental insurance or optical insurance or mental health riders. Teeth, eyes, and brain are part of the body. Provide financial support for traditional medicine treatments and pharmacology, but also cover costs for patients to use eastern medicine such as acupuncture and acupressure. Cover a patientās choice for therapeutic massage, physical therapy, counseling, chiropractors, Osteopaths, and natural remedies.
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Itās a good start, it should also include alternative medicines, therapy and itās up to person rather than insurance forced to take big pharmaceutical meds and therapies (cure choice program)
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There are so many valuable tests that are not covered by most (or ANY) insurances. We need access to affordable DUTCH testing for hormones, GI Maps for gut health & IgG tests for food sensitivities!!!
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I agree 100%!
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Many of us have chronically ill children for which conventional medicine provides no solution or mere bandaids that either aggravate the symptoms or mask them temporarily. Trying to get alternative and integrative care to help our children recover is financially debilitating and at times impossible. We need support from insurance companies because most of us rarely use our policies for traditional care that cannot help our children.
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I go to a Natural doctor and went through the Natural Path method of cancer treatment at What was Cancer Treatment Centers of America! Most doctors in America only know what the drug salesperson tells them about the medication they are selling!!! Most people donāt realize that you canāt patent a Herb !!! Therefore there is no big money to be made. The medical profession only prescribes synthetic manmade drugs !!!
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I had a serious injury to my neck, lower back and knee. My physical therapist had her doctorate and works with natural methods. She applied the dry needling technique to my damaged areas. After a few weeks waiting to go to my appointment at the Hughston Clinic I was able to stand up straight and walk. The surgeon said for me to continue the dry needling because my body was accepting it well. He didnāt want to start cutting on me! I am completely fine now!
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I would like to see Medicare and Medicaid cover Holistic doctors, herbal medication and all holistic medical procedures ie Chiropractic, massage therapy, Hot spring Therapy and our own DNA stem cell therapy.
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Exactly. It should be up to the individual & the doctor. You shouldnāt have to jump through hoops to get something covered.
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Should insurance companies cover holistic (alternative) approaches to health and wellness? Are health insurance companies in the business of addressing health issues or curing conditions? If the health insurance is built on repeat treatment models, the insurer has no incentive to lower costs.
My suggestion would be to allow people to purchase health insurance to direct part of their insurance premiums into a health savings account owned by the policyholder. Money in the health savings fund would be under the control of the insured and not the insurer. The savings fund could follow the insured from the insurance company to the insurance company. When the fund reaches a given level, say 10K, then a part of the money going into the fund, say 10%, will be used to fund a health-saving reinsurance program voted on and controlled by the policyholders. If the owner of the fund were to cover the excess costs, then the community owners of the excess fund would pay the provider. At the end of life, money left in the health savings account would belong to the surviving family.
The ownerās health would determine what percentage of the premiums would go into the fund. For example, if my annual health insurance cost were 10k, a thousand of which would go into my health savings account, the other 9k would be used to pay traditional medical costs.
Of the 9K, the insurance company would use 2K for non-medical costs, such as agent fees and other expenses. At the end of the year, because I had practiced a healthy lifestyle, I did not need any traditional medical care. That is a saving of 3.5K. One-third of the savings would be put into my health savings account. The insurance company would use the balance to pay for other membersā costs that exceed their premiums; this could initially increase the cost of the standard insurance policy, but if more and more people focus on wellness and not on managing an illness, the focus on wellness should lower the cost of traditional (allopathic) care.
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I would add insurance coverage for Functional Medicine Doctors.
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Yes! Our medical system is not set up to look for root causes and offend dispenses pills to mask the issue. We need options to explore holistic treatments without these expensive out of pocket costs.
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If we simply add functional medicine doctors to our insurance cost, who pays for the additional services? What services would be covered? Health savings accounts put us in charge of how and where we spend our money. Health insurance is not free; someone pays for the coverage. Insurance is the business of managing a risk-sharing pool.
In 2021, 2M people were diagnosed with cancer - In 2015, we paid 190B for cancer treatment; by 2030, that cost will be 250B. We all pay for this treatment when we purchase a health insurance policy. Who will see a functional medicine doctor during a calendar year? What treatments will be administered, and what will these visits and treatment cost? If 3M people seek treatment with a functional medical doctor for a cost of $5000 per patient, that comes to 15B. If we have 350M insured lives, then each person will add $43 to the cost of the policy and overhead expense, and the cost is now $55 per person, and that is just to cover the cost of insurance for those who were treated by a functional medicine doctor in one year. Did see a functional medicine doctor lower that individual treatments by allopathic doctors.
If we think health insurance is free, that only means that we do not see ourselves as the ones paying for the care. When the money is in a health savings account, it becomes our money that we are spending.
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This is exactly where I am at. Insurance companies tend to be a layer of bureaucracy and corruption we donāt need.
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yes. Holistic medicine saved my life when allopathic abandoned me.
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THIS POLICY IS NOT EASY TO IMPLEMENT! I left my practice as a nurse and professor because I know that most of what I teach is not based on evidence, because the majority of evidence about most chronic disease has been left out of all medical curriculum. What little we do teach about it leaves out 2000 years of acupuncture/Chinese herbs, and so many other thoroughly researched holistic ways to prevent disease. How can you use insurance to cover these methods without sending doctors and nurses back to college to relearn all the research that was left out of their curriculum?
The only way I see this policy working is for insurances that are only holistic oriented to compete with the western medical insurance policies so people can take their pick. You canāt possibly mix them all under one umbrella because then you allow a western oriented mindset to tell holistic practitioners what they can and cannot do. I can only see FDA and government taking away what we do behind the scenes to keep people healthy in that case, because they would want to regulate what they do not understand. As a holistic practitioner please do NOT allow our practice to be regulated by western medicine!!!
Insurance-driven policies in work places has ruined our physician and nurse work in western medicine already. I learned in college how to delegate and that a nurse has to be rigorous in how he/she follows up-I had to know this for my board exams and licensure. Thenā¦ā¦insurance-driven hospital procedure ripped that all away from me as it asked me time and again to leave certain things for CNAs and only do other aspects of a nurseās role. According to my license, I broke ethical boundaries in my hospital work all the time, just because the insurance demanded different things from the hospital than my license did. Do not put that onto holistic practices please!!!
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