Break up the big bank stranglehold on hardworking Americans. A bank exists solely because of dollars deposited. The very idea that deposits become property of a financial institution is an illusion that has been created by banks, because they want to shift risk onto depositors. It is the obligation of a bank to absorb its own exposure in exchange for profit, not by shifting the burden to the depositor to whom the money belongs. Big banks have been given too much authority, by federal regulatory agencies, to limit access to rightfully owned funds thus creating power over the people.
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