Contributions from Zacs and Daundre
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Option for HSA accounts that act like CDs (certificate of deposit) or even a brokerage account, so you can store money away in an HSA-variant account and the spending power of your money doesn’t get whittled away by inflation.
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Triple the investment limit on Roth IRA’s and make those triple/quadruple tax advantaged, if we do that we wouldn’t need a separate HSA account and we would be able to grow the money using more diverse sets of assets.
Previousl list item clarified to include:
- List item also includes:
Unemployed or self employed should be permitted to put money away in an HSA or something similar.
Previous list item as follows for reference:
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Allow HSA’s without a connected insurance plan. Individuals who are not covered under an insurance plan at work for various reasons such as part time employment only offered, independent business owner, professional independent contractor, etc should not be unable to obtain an HSA. If someone changes jobs and does not have insurance they should not lose their HSA or ability to have one. Unemployed or self employed should be permitted to put money away in an HSA or something similar.
Original Policy below